1. You must give your employer prompt NOTICE of any work injury or if you believe you have a medical condition caused by, or related to your work activities or work environment;
2. YOU GET TO CHOOSE your treating doctor or chiropractor. Your employer or work comp insurer has nothing to say about who provides your primary care for any work injury or condition (although they may steer you toward a particular provider or facility for their own advantage);
3. “Maximum Medical Improvement” (MMI) can trigger the end of your wage loss benefits even if you are off work with ongoing restrictions from your injury. If any doctor declares that you have reached MMI, be aware that this may have a significant impact on your claim. You may wish to speak with a lawyer or your doctor about this issue;
4. If the insurance company has assigned a Qualified Rehabilitation Consultant (QRC) to your case, you have 60 DAYS TO SWITCH to a QRC of your choice. The choice of QRC can be very important to your case and should be someone you can trust, so don’t hesitate to contact a lawyer if a QRC is assigned to your case and you have questions;
5. The work comp insurance company must pay 100% of the medical bills related to your work injury (no co-pays, no deductibles) AND YOUR MEDICAL MILEAGE to and from all medical treatment or appointments.
For more detailed information about these or any other questions you may have about Minnesota workers’ compensation, please visit our website or search through some of the many other articles on our very informative blog. Also, contact us anytime for an absolutely free consultation about your claim.